Are your employee’s tired of submitting claims for reimbursement?

Welcome Employers

OCA partners with employers, their employees, and their families to deliver quality, cost effective, and sustainable employee benefit programs. Every employee that works at OCA from their final interview through on boarding is ingrained with one simple rule; your number one job at OCA is to help people. We don’t hold ourselves to be perfect, but we do hold ourselves to be accountable. This may be why OCA’s client retention is over 98% year over year. Webster defines a “customer” as an entity who purchases a commodity or service. A “client” is defined as an entity who is under the protection of another. We have coupled this with industry leading technology and a core philosophy that we hire, train, and develop employees that know they have one fundamental job to do; that’s to help people.

Are your employee’s tired of submitting claims for reimbursement?

OCA’s ClaimsExpress™ automates the employee claim filing experience by linking to your insurance carrier portal! Once the accounts are linked, ClaimsExpress™ will automatically retrieve any new EOBs issued by the insurance company. This can significantly reduce or even eliminate the need to file paperwork to get reimbursed from your HRA benefit.

Services We Offer


HRA Administration since 2004 


HSA Administration since 2007 


Commuter Administration since 2008


FSA Administration since 1986

COBRA/Retiree Billing

COBRA and Retiree Billing Administration since 2007

ERISA Compliance

ERISA Compliance Administration since 2014

Latest Articles

IRS Provides Flexibility For FSA’s and DCA’s

OCA will be hosting a webinar on Wednesday, May 20th, at 2:00 PM to do a deep dive into the newly released IRS Notice 2020-29 and IRS Notice 2020-33. We will also discuss the operation impact it will have on employers, plan participants, and OCA. The webinar will be...

Introducing Employee Relief Program (ERP)

When President Trump declared the Covid-19 pandemic a National Emergency in accordance with the Robert T. Stafford Disaster Relief and Emergency Assistance Act, he authorized employers to establish a Code Section 139 Qualified Disaster Relief Program ("Section 139...

Impact on HSA, FSA, and HRA Benefit Accounts

Impact on HSA,FSA, and HRA Benefit Accounts   On Friday March 27th the Coronavirus Aid, Relief, and Economic Security Act or the CARES Act was signed into law. The bill included a change impacting the use of funds from HSA, FSA, and in some instances HRA health...

Ready to Make a Change?

Are you an employer (or have a client) who is currently offering an existing FSA and/or HRA and looking to move to OCA?