We are proud to not only be a business, but a family of hard-working individuals, focused on transparency, accountability, and always helping others.

OCA is a family-owned business that has grown to become a national Third-Party Administrator.

We’ve created a solution that provides flexible and compliant pre-tax benefits and COBRA administration backed by industry-leading support. Our solution is a single platform experience that is fully brandable, configurable, and compliant. We also offer intelligent integrations with carriers, benefit admin systems, payroll providers, PEOs, and more!

More than 4,000 clients

From Fortune 500 organizations to small employers, across a range of industries

Over 250,000 Consumers

Powering their healthcare spending/saving, and helping them become better stewards of their healthcare dollars

We Offer Flexible & Compliant Administration

Consumer-empowered Healthcare

Our flexible and innovative CEH platform (including FSAs, HRAs, HSAs, and more) is the clay you need to mold your unique product strategies – including complete support for enrollment, complex plan design, debit cards, integration, engagement, and beyond.


Our COBRA administration platform was purpose-built to support the unique needs of large and complex employers. Built by a highly experienced team, and driven by input from our client advisory board, our COBRA solution delivers maximum efficiency, flexibility and scalability.

ERISA Compliance

Our ERISA compliance services include Wrap Documents, 5500 Filing, ACA Reporting, Premium Only Plans, and more! With over forty years of compliance and technical expertise, our ERISA team helps employers navigate the complex world of employee benefits.

Meet Our Leadership Team

Our world-class executive leadership team applies its deep experience in healthcare, employee benefits, financial services and software/technology to transform the consumer healthcare experience.

Meet the team

Our Mission  

To be the nation’s premier pre-tax healthcare and benefit solution for our partners, clients, and members. We leverage cutting edge technology as well as the industry’s deepest level of expertise and compliance to ensure complete flexibility and the best possible client experience. We have an unwavering commitment to provide superior service with every interaction to forge long-lasting relationships.  

Our Vision  

As industry leaders, we will reduce the cost of healthcare and improve the quality of life for our clients.  We will educate our members to improve their physical and financial well-being, helping them become exceptional healthcare and benefit consumers. 

Our Values

Be transparent and accountable. Always help others.  Grow every day.  Excellence and integrity are essential. 

We are OCA.

Join our team

When you join OCA you’re not just joining a company, you’re joining a family. We strive to create a working environment where our employees feel valued, challenged, motivated, while always maintaining that “family” atmosphere.


Schedule a Demo with OCA

We are focused on transparency, accountability, and always helping others.

Schedule a Demo