Health insurance plans must evolve to future-proof their businesses. Many are looking for ways to harness their vast client relationships and data to innovate and diversify their product strategies and revenue mix.

We help health insurance plans increase member engagement and stickiness, while unlocking new sources of revenue.

Enlisting our expertise and efficiency allows carrier partners to develop member engagement, increase stickiness, and create new sources of income. Our transparent business model built around flexible partnerships allows our carrier partners complete control. Partners decide how we proceed in branding, operations, member experience, and the sales process. Our goal is simple, we want to help our partners fully unlock this compelling platform and grow together.

Flexible & Compliant Administration

Consumer-Empowered Healthcare

Our flexible and innovative CEH platform (including FSAs, HRAs, HSAs, and more) is the clay you need to mold your unique product strategies – including complete support for enrollment, complex plan design, debit cards, integration, engagement, and beyond.


Our COBRA administration platform was purpose-built to support the unique needs of large and complex employers. Built by a highly experienced team, and driven by input from our client advisory board, our COBRA solution delivers maximum efficiency, flexibility and scalability.

ERISA Compliance

Our ERISA compliance services include Wrap Documents, 5500 Filing, ACA Reporting, Premium Only Plans, and more! With over forty years of compliance and technical expertise, our ERISA team helps employers navigate the complex world of employee benefits.

Our flexible business model is built around partnerships.

Whether you want to promote your own branded product through our white label program or achieve exceptional speed-to-market through a co-branded partnership, OCA can help you reach your goals.

Our Products

“The staff at OCA is first-class. They are dedicated, professional and knowledgeable. The team goes above and beyond to assist our members.”

Jenny Martinez, Members Health Plan NJ, AVP, Sales Operations

We look to create win/win/win carrier relationships

Your Brand at the Forefront

Our white-label model makes your brand the hero, with no trace of OCA behind the scenes.

Flawless Implementation and Conversion

High-quality conversion delivered on time, on budget and with minimal disruption to your clients.

Reliable & Secure Integrations

OCA’s integration of claims systems and member channels enable payers to position a single account experience.

Compliant Administration

We’ve also surrounded our firm with whom industry experts consider the preeminent legal counsel in our industry, Alston & Bird.

Simplified Client Experience

We remove complexity and simplify decision-making by connecting health and wealth resources in one intuitive, easy-to-navigate experience.

Rigorous Performance Measurement

Unmatched product innovation and investments, driven by client input, that enable your key business priorities.

Sales Support

Growth-focused resources available to help with tactical sales support activities (demos, RFPs, finalist meetings and more).

Schedule a Call with OCA

We help health insurance plans increase member engagement and stickiness, while unlocking new sources of revenue.

Schedule a Call