Find all of our new client applications in one place! Our applications can be completed using our fillable PDFs or online form submissions.

HRA Application

Complete our Health Reimbursement Arrangement application. If you have any questions on the application, please email sales@oca125.com or contact your OCA sales representative directly.

Download Application Online Application

FSA Application

Complete our Flexible Spending Account application. If you have any questions on the application, please email sales@oca125.com or contact your OCA sales representative directly.

Download Application Online Application

COBRA Application

Complete our COBRA application. If you have any questions on the application, please email sales@oca125.com or contact your OCA sales representative directly.

Download Application Online Application

HSA Application

Complete our Health Savings Account application. If you have any questions on the application, please email sales@oca125.com or contact your OCA sales representative directly.

Download Application Online Application

Commuter Application

Complete our Commuter Reimbursement Account application. If you have any questions on the application, please email sales@oca125.com or contact your OCA sales representative directly.

Download Application Online Application

POP Application

Complete our Premium Only Plan application. If you have any questions on the application, please email sales@oca125.com or contact your OCA sales representative directly.

Download Application Online Application

ICHRA Application

Complete our Individual Coverage HRA application. If you have any questions on the application, please email sales@oca125.com or contact your OCA sales representative directly.

Download Application Online Application

Lifestyle Account Application

Complete our Lifestyle Spending Account application. If you have any questions on the application, please email sales@oca125.com or contact your OCA sales representative directly.

Download Application Online Application

Retiree Billing Application

Complete our Retiree Billing new group application. If you have any questions on the application, please email sales@oca125.com or contact your OCA sales representative directly.

Download Application Online Application

ERISAExpress Wrap-Doc Application

Complete our ERISAExpress Wrap Document application. If you have any questions on the application, please email sales@oca125.com or contact your OCA sales representative directly.

Submit Application

Non-Discrimination Testing

OCA offers NDT services for the following three (3) categories: Section 125 Premium Only Plans (POP), FSA/DCA plans, and 105(h) for self-funded plans including HRAs.

Submit Application

Master New Group Application

Complete our Full Service Master Application. If you have any questions on the application, please email sales@oca125.com or contact your OCA sales representative directly.

Master Application Online Application

Partnership Application

ERISA Partnership

MZQ Application

OCA has partnered with MZQ Consulting as its ERISA Compliance partner for ERISA Compliance expertise with Wrap Documents, 5500 Filling, and more!

Submit Application

TouchCare Partnership

TouchCare Application

TouchCare is the premier healthcare concierge service company that helps consumers navigate today’s complex health care challenges.

Submit Application

ACA Reporting Partnership

ACAPrime Application

ACAPrime was built by Enterprise Software and Compliance Experts. They can handle complex data sets from multiple sources. Their process incorporates both manual and automated quality auditing to insure accurate and efficient reporting with unmatched industry guarantees!Our full-service IRS reporting package will help you calculate, define, and report the necessary data. At every step of the way this process is monitored by our compliance experts to make sure that it is done right. Save time, focus on what your organization does best, and relax, knowing that your reporting is in good hands.

Buy Now

First impressions are critical.

Each work site situation is unique and so the key is to design a plan that fits your specific goals. We view our role as more than just a Third Party Administrator, but as a portal of reliable information and education. We’ll meet with any size organization and help strategize a plan that is comprehensive and achievable. We’ll meet with the employees during the initial enrollment meeting as well as conduct follow-up meetings whenever called upon.

New Client Implementation Timeline

Step 1: Review Your Benefits/Plan Design with OCA

Plan design is the first and most important step in creating an effective benefit program. Each worksite situation is unique and so the key is to design a plan that fits the employer’s goals and objectives. OCA will assist in designing a successful benefit program and review funding arrangements.

Step 2: Complete and Submit New Group Application

Once the benefit design is confirmed, the employer will need to complete OCA’s new group application. The application should be submitted to OCA’s sales executive for final review, who in turn will provide the information to OCA’s implementation team.

Step 3: OCA Creates Plan Documents and Processes Employee Enrollment Data

Once the application has been submitted to OCA’s implementation team, OCA will have the benefits and plan documents created within 5 business days. Around this time, the employee enrollment forms and/or census should have or needs to be sent to OCA for processing. As soon as the implementation team has finalized all the plan documents, OCA will send the documents to the employer’s attention for signature.

Step 4: “Congrats” Email Issued and Debit Cards Mailed (If Applicable)

OCA will send out a “congratulations” email to the employer with OCA’s contact information and administrative guides. Employees will also receive a “welcome” email providing them with login information to OCA’s secure employee portal. If applicable, debit cards will be issued to their corresponding home addresses.

Step 5: Using the Benefits

Through OCA’s member portal or mobile app, employees can submit claims, view balances, and substantiate debit card transactions. Depending on the set up, this can be done with a manual claim, through the OCA portal, or by using the OCA debit card. We recommend scheduling either an OCA onsite and/or webinar with your employees to review the program.