IRS Announces 2026 FSA & Commuter Contributions Limits

October 14, 2025 | FSA

The IRS has announced the 2026 contribution limits for Health FSAs and Commuter benefits. These changes will take place for plan years that begin on or after January 1, 2026. For employers who currently allow the FSA maximum, OCA will automatically be increasing the new FSA maximum to reflect the increase. 

Benefit Type20262025Change
Health FSA Limit*
*The limit also applies to limited-purpose FSAs
$3,400$3,300$100
 Health FSA Carryover Amount
$680$660$20
Dependent Care Account Limit$7,500$5,000 $2,500
Monthly Transit Account Limit $340$325$15
Monthly  Parking Account Limit  $340$325$15

OCA will continue to add additional 2026 employee education and marketing material in the coming days