Benefit Programs

Learn more about the programs available at OCA

Health Reimbursement Arrangement

A health reimbursement arrangement (HRA) is an employer-funded arrangement that reimburses you and your qualified dependents (if applicable) for certain healthcare expenses.

Flexible Spending Accounts

An FSA is an employer-sponsored benefit account that allows you to set aside pre-tax funds to help pay for eligible healthcare expenses.  An FSA is a great spending vehicle to help pay for healthcare costs not covered by your health plan.

Dependent Care Assistance Program

The dependent care assistance program (DCAP) allows you to set aside money tax-free to cover employment-related expenses for child care. Typical eligible expenses under this program include charges for day care, nursery school and elder care. The primary purpose cannot be for education.

Health Savings Account

HSAs are open to just about anyone with a High-Deductible Health Plan. HSAs are portable and move with you if you change employment. HSA contributions can come from you, your employer, or both – all in the same tax year.

Commuter Benefits

A tax-favored Transit & Parking plan allows you to deduct eligible work-related mass-transit and parking expenses on a pre-tax basis.

Need to set up an HSA Account?

If you’re enrolled in an HSA compatible insurance plan and have no disqualifying coverage, you can sign up for OCA’s HSA account!