OCA’s 2025 Open Enrollment Key Communications/Deadlines
October 20, 2024 | OCA News
Open Enrollment Key Communications/Deadlines
As we approach the 2025 Open Enrollment period, we want to keep you informed about the various email communications we will be sending out over the next 60 days. Our goal is to ensure a smooth and efficient enrollment process for all of our partners and clients.
| Expected Date | Plan Type/Category | Subject | Status |
|---|---|---|---|
| 10/23/24 | General Open Enrollment Overview | An introduction to key dates, changes, and important resources for the 2025 Open Enrollment period. | Completed |
| 10/24/24 | EDI Open Enrollment Best Practices (File Feed Clients Only) | Reviews best practices to ensure that the benefit admin platform is aligned with updated changes to plans, benefits, or eligibility criteria. | Upcoming Email |
| 10/31/24 | FSA Renewal Email | Official FSA renewal email to clients. Includes FSA renewal form and instructions to amend plans, add/remove employees, etc. | Upcoming Email |
| 11/1/24 | HRA Renewal Email | Official HRA renewal email to clients. Includes HRA renewal form and instructions to amend plans, add/remove employees, etc. | Upcoming Email |
| 11/5/24 | HSA/HRA Min. Deductible Requirements Email | Reviews 2025 minimum annual deductible rules and the eligibility requirements to offer an HSA alongside a Health Reimbursement Arrangement (HRA). This is a conditional email and will only go to potentially impacted employer groups. | Upcoming Email |
| 11/6/24 | EDI Contact Verification (File Feed Clients Only) | For clients with file feeds, this email will requests confirmation on the contacts involved with active file feeds. | Upcoming Email |
| 11/20/2024 | FSA Renewal Follow Up Email | Client email that will provide educational tools/resources that can help employees feel confident in making the right decisions for the upcoming plan year. | Upcoming Email |
| 11/21/24 | HRA Renewal Reminder Email | A reminder of important HRA deadlines and actions needed to ensure a successful enrollment. | Upcoming Email |
| 12/9/24 | Final HRA Amendment Reminder Email | Reminding clients of the last day to submit HRA amendment to ensure completion prior to 1/1. | Upcoming Email |
| 12/10/2024 | Reminder Open Enrollment File Email (File Feed Clients Only) | This email reminds clients to ensure their ben admin OE end date is set to close in the upcoming days. | Upcoming Email |
| 12/13/24 | Deadline: Submit HRA Amendment | HRA amendments submitted after 12/13, OCA does not guarantee that the amendment will be completed prior to 1/1. | Upcoming Deadline |
| 12/16/24 | Deadline: Receive 2025 Open Enrollment Files (File Feed Clients Only) | HRA enrollment files submitted after 12/16, OCA does not guarantee that the open enrollment file will be completed prior to 1/1. | Upcoming Deadline |
2025 Benefit Account Limits
The IRS issues annual limits for employee benefits across various plans at different intervals, depending on legislative guidance. As of October 2024, the limits for Health Savings Accounts (HSA) have been announced, but many are still pending finalization; typically, the final figures for health FSAs, QSEHRAs, commuter plans, and retirement plan limits are published in late October or early November.
OCA will be communicating the updated limits along with providing updated marketing material immediately following the release of the 2025 FSA, Commuter, QSEHRA limits.
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