Benefit Administration Done Right

OCA is excited to announce the launch of a redesigned, next-generation benefit account experience – including a new and improved enrollment, claims processing, debit card, mobile app, and online employer and employee experience.

The most flexible and easy-to-use experience in the market!

OCA’s administrative platform provides state of the art technology. Whether with our online employer and employee portal, mobile application, or our automated claim feed service, we provide the highest level of technology to simplify the process for our participants.

Robust Reporting

Robust, easy-to-use reporting with the ability to schedule employer reports helps to streamline the bank reconciliation process and gives you accurate, real time reporting you’ve been asking for – on your terms.

Streamlined Processing

Streamlined administration & increased automation will allow employers to more efficiently manage account contributions, online enrollment, eligibility, claim payments, and so much more.

Enhanced Mobile App

Market-leading online capabilities and a new mobile app provides a more user-friendly experience for employees, giving them easy access to manage their accounts on-the-go and on-demand.

Increased Integration

Increased integration between debit cards, account administration and claims processing allows for real-time consumer access to balance data, and real-time transaction settlement.

Higher Debit Card Auto-substantiation

Higher claims auto-substantiation rates translate to fewer employee receipt requests, document uploading, and unnecessary communications.

Powerful Educational Resources

Powerful educational resources empower employees to use self-service decision support tools, adding value throughout the plan year, and helping to drive utilization and better outcomes for participants.

OCA provides comprehensives support for all benefit account types in a single platform – including FSAs, HSAs, HRAs, dependent care, commuter, wellness incentive accounts, COBRA, and more.

We’re in business to help people!


Learn more about our member benefits with OCA. You can access forms, helpful video’s, FAQs, and more!


Learn more about the employer services with OCA. You can access forms, helpful video’s, FAQs, and more!


Learn more about our broker benefits with OCA. You can access forms, helpful video’s, FAQs, and more!

What People Are Saying

Dali has been an exemplary rep for your company.  I have had many problems over the past year and she has shown extreme patience and professionalism in her handling of the problems.  I am over the top pleased to be working with her by my side.  She should be the poster child for advertisements for your marketing of OCA.






Dom was extremely calm and patient with me as I am not as computer literate as I should be.  He was helpful and knowledgeable and able to help me understand what I did wrong and then walked me thru how to fix it.  He was very pleasant to work with and fixed the problem quickly.





Tonne was great.  Very patient, but handled things efficiently and with a good sense of humor.  I’m forced to talk to call centers a good bit and, as i told her, she is a breath of fresh air, and represents you very well.







Latest Articles

NJ Commuter Law

NJ Passes Commuter Benefit Law This new ordinance would require employers with more than 20 employees to offer commuter benefits. On March 1, 2019, New Jersey Governor Phil Murphy signed into law a new commuter benefit ordinance. This new ordinance would...

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New HRA Regulations

HRA Regulations To learn more about the impact of these HRAs, OCA will be hosting a webinar with our legal counsel, Ashley Gillihan of Alston & Bird LLP, one of the nation's most knowledgeable benefit attorneys.   The webinar will be held on Thursday, July 11th...

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PCORI Fee The Affordable Care Act imposes an annual fee called the Comparative Effectiveness Research Fee. Below is a quick synopsis on the PCORI fee, who's responsible to pay it, how much is the fee, how it is to be paid, and what support OCA will be...

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Ready to Make a Change?

Are you an employer (or have a client) who is currently offering an existing FSA and/or HRA and looking to move to OCA?

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