Your Benefits. Our Technology. Your Way.
Flexible and compliant pre-tax benefits and COBRA administration backed by industry-leading support.
All of Your Benefits in One Place
Bring all of your benefits into one fully-integrated, automated, compliant system. It’s the smartest and easiest benefits administration solution for forward-looking businesses.


Accurate, Real-Time Reporting
We remove complexity and simplify decision-making by connecting health and wealth resources in one intuitive, easy-to-navigate experience.

Easy Integration. Fully Customizable.
Fully brand-able and configurable, with robust integration. Instantly integrate with over 150 of the most-used payroll, carrier, and benefits administration systems.

Built-in Debit Card Compliance
Multi-purse debit links multiple benefit accounts to a single card. Innovative auto-substantiate features built within our benefits system. Reduce manual approvals and reduce paperwork.
Over 4,000 Large and Small Businesses Trust OCA to Manage their Pre-tax Benefits and COBRA.
Client ReviewsOne Big Beautiful Bill
Healthcare Reform in the “One Big Beautiful Bill” On July 4, 2025 the federal government passed the…
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OCA and AMERIHEALTH Collaboration
FOR IMMEDIATE RELEASE January 9, 2025 [Mercerville, NJ] OCA, a premier provider of comprehensive…
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OCA’s 2025 Open Enrollment Key Communications/Deadlines
Open Enrollment Key Communications/Deadlines As we approach the 2025 Open Enrollment period…
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