Health Savings Account

Enroll in an HSA to start reducing your taxable gross income, spending pre-tax dollars for medical care.

Health Savings Accounts

An HSA is a tax-advantaged personal savings account that can be used to pay for medical, dental, vision and other qualified expenses now or later in life. To contribute to an HSA you must be enrolled in a qualified high-deductible health plan (HDHP) and your contributions are limited annually.

You can use the money tax-free to pay for eligible expenses such as:

  • Copays & Deductibles
  • Prescriptions
  • Dental Care
  • Contacts & Eyeglasses
  • Hearing aids
  • Laser Eye Surgery
  • Orthodontia
  • Chiropractic Care

Since it is a savings account, you are encouraged to save more than you spend. Unlike FSA funds which are use-it-or-lose-it, your HSA balance rolls over from year-to-year earning interest along the way. The account is portable, meaning if you ever leave your employer, you can take the HSA with you because it’s your money and your account.

Account Login

Access you online portal to view claims, payment history, update personal information, card transactions, and more!

Mobile App

Access your account information using our mobile app. See account balances, submit claims, update your personal information!

HSA Forms

Find all the HSA forms you’ll need to have a successful HSA benefit.

HSA Store

HSA Store sells HSA eligible expenses! You can also find all IRS approved eligible expenses all in one place.

HSA Investment Options

Investment Options are available once an employee has funded as minimum of $1,000 into their personal HSA account.


Need help? Go to our FAQ library and find the answers you’re looking for!

Need to set up an HSA Account?

If you’re enrolled in an HSA compatible insurance plan and have no disqualifying coverage, you can sign up for OCA’s HSA account!